Application forms are important when trying to get one? Filling in of the form is conducted on the internet and takes a very short time. After that it can be placed in a person's account as described. No paper works in this because things are performed using the internet. All people need is access to the internet.

[http://answers.yahoo.com/question/index?qid=20110805114154AAqeFvt answers.yahoo.com]
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